In addition to organizing policy documentation, LLM consultants have significant experience working with clients to identify historical coverage that cannot be physically located and to ascertain policy terms and provisions likely indicated in that coverage. Depending on the situation, we utilize a combination of forensic investigative work, insurance archaeology specialists, in-house resources, former employees and brokers, and other available third-party resources to substantiate the acquisition and/or rights to historic insurance coverage. Our services in this area include:

  • Forensic review of corporate accounting and other records to track historic purchases of coverage
  • Private investigations to obtain policy documentation, including interviews of contemporaneous witnesses (employees, brokers, etc.), review of publicly-available documents and repositories (insurance libraries, ISO documents, etc).
  • Review of secondary policy evidence, including schedules of underlying insurance and memoranda, to identify missing coverage